Plan for Retirement While Planning to be Here

Saturday, October 10, 2009 by Gabby Huguenin
Does your plan for retirement include you being there, fit and fine? I got a lot of feedback from my students yesterday on a few of my simple wealth building, health building tips so I thought I would add a few more.

If you want to see your retirement planning efforts pay off then you've got to take care of yourself in the meantime! We always talk about estate planning, establishing asset protection strategies and creating wealth in a tax-advantaged environment but we don't always talk a lot about our health!

You need to be strong and healthy to enjoy the fruits of your financial labor! Here are a few more health tips/wealth tips that we all need to be practicing by the time the retirement planning process ends and the retirement living begins!

Breathe to Achieve!
Too many of us live on caffeine while operating on high stress and low energy but the truth is, you’ll achieve more when your stress level is low and your energy is high. By learning to calm your nerves with focused breathing throughout the day you’ll have more energy, a lot more fun, and maybe make a lot more mun!

•    Let go of stress before a meeting starts by asking everyone to take just a minute or two to close their eyes, relax, and concentrate on relaxed breathing. Do the same thing for yourself when you are alone and about to start the next project.

•    "Slow down and breathe"
is not a metaphor. Actually slowing down and taking a few extra deep breaths every hour refreshes the mind and re-energizes the body.

•    Be aware of your breathing throughout the day and actually focus your breathing on "inhaling all that is good" and "exhaling all that is not."

Manage the Snack Attack
Snarf down some donuts and coffee and you’ll be flying high for an hour or two but unless you get another sugar fix soon, you’ll hit the wall hard! Having balanced energy throughout the day assures higher productivity, more pleasant communications, and a lot less stress! Here are some snacking tips to keep your energy up and the stress levels down:

•    A great snack in between meals
is a combination of raw or dry roasted nuts (for protein) and some fresh fruit (for healthy carbohydrates and natural sugars). It might be an apple, walnuts and light cottage cheese or non-fat low-sugar yogurt.

•    Avoid so called energy bars on the market that boost energy with massive sugars, artery clogging fats, and excessive carbohydrates. Avoid snack bars that use sugar alcohols. Sugar alcohols are a major reason many people cannot stomach most energy bars on the market today.

•    Make sure your snacks are tasty and enjoyable. Keep healthy snack options convenient and available at all times so you make healthy choices. Carry only snacks that include a balance of high quality proteins, healthy fats, and energy enhancing carbohydrates. The best snacks are natural. Fruits, nuts, and veggies!

Start Your Stress Reduction Action Plan Now!
There is no time like the present to implement a plan for change! If you are planning your retirement and haven't included your health maintenance strategy, this might be a good day to start!

Wealth without health is not that much fun!

Have a prosperous day!

Gabby Huguenin
Wealth Coach
CEO Wealth Classes Coaching, LLC
www.WealthClassesCoaching.com
888.888.3612

P.S. Total financial freedom doesn't have to be hard but it does take a little effort. But we've made it a lot easier with weekly classes, one on one wealth coaching and all kinds of audios, videos, and books to help you create your wealth building action plan. Have a question? Call me!




8 Banker's Rules They Never Break!

Friday, September 4, 2009 by Gabby Huguenin
To create wealth you must understand some fundamental wealth principles. Here is one aspect of our wealth coaching programs, learning how to think, act, and profit like a banker. So let's get inside the bankers head and see what you can learn about your views of making extra money, building lifelong wealth and creating total financial freedom.

Bankers Think Safety First
A banker is charged with the responsibility of running his bank at a profit. He is trained to think safety first.  Bankers follow a strict set of rules that have proven effective for hundreds of years. Anytime those rules are broken, banks get into trouble and bankers lose their jobs. We can see that in recent bank failures around the world. The Bankers’ Rule Number One is: Do not take risk.

As bankers bent this rule and started buying and selling over-valued mortgages, assuming the value of real estate would always appreciate, they got caught with their pants down! Collateral is an asset that the bank holds title to until a loan is paid back.

Banks have always been good at collateralizing everything they can but recently, when the value of the real estate collateral they were holding became less than the obligations of the loan, things began to fall apart. The market declined, the domino effect kicked in and bank after bank toppled because they broke their number one rule – Do not take risk! Apply this to your thinking as you prepare your plan for retirement.

Bankers Make Money When Money Flows
The banker’s job is to manage the money flowing in and out of the bank. Not the bank’s money but the customer’s money. A good banker is involved in his community, good friends with important people, and always there when you need a safe place to put your money or to get a reasonable rate on a personal or business loan. He’s great at PR for the bank, giving away coffee cups, calendars, and other things that show his support for his community. He is constantly looking for ways to find savers and borrowers.

The bank's owner has made it very clear to its banker that he must always manage the bank in a way that shifts risk. In other words, don’t make investments and always use other people’s money, not the bank’s money.

This is likely one of the reasons people are cynical about the banker’s implied philosophy of “You can’t borrow the money unless you can prove you don’t need it.” While not exactly true, it is an indicator that people recognize how good bankers are at shifting risk away from the bank and back to the borrower. How can you "shift risk" the next time you invest?

This philosophy is related to another that has stood the test of time: “The last one in, first one out.” Let’s say you have a growing construction business and you need a new truck. Your banker is happy to take your application for a loan but it comes with a few strings attached.

First, the banker needs a down payment, just to show your good faith, of course. Second, he’ll hold onto the title until you make your final payment. Third, you must prove that you have insurance on this vehicle, which you must pay for but it really protects the bank.  And fourth, you must agree to all of the terms spelled out or your banker has the right to take the vehicle back at any time. Notice how the banker controls the entire agreement and minimizes his risk in all directions?

Wealth Training by the Truckload

In essence, the banker owns your truck. Here’s the last one in, first one out philosophy. The banker’s money came in last, after you first put up the $5,000 down payment; which is of course, money your banker will lend out and earn interest on many times over in the coming year. Your banker was last to give the auto dealer you are buying the truck from the rest of the money needed to purchase the truck. The banker will also be the first one out if things go wrong. If you don’t make your payments, he holds the title and will be first in line to come and take the truck back if his money is at risk.

Now we don’t mean to sound cynical about your friendly banker here, we’re just pointing out how totally committed he is to following his rules, doing what has worked for the bank owners for generations. When the banking system is used and the rules are followed, the banker brings in a nice profit to the bank owner. And of course, when everybody fulfills their part of the banker/borrower relationship, everyone gets what they need. You get your truck, the banker keeps the cash flowing, and the bank owner gets his profit.

Wealth Principles and Banker's Rules
The banker’s success depends on you making all of your payments in a timely manner. This cash flow gives the bank a predictable stream of income that can be loaned out over and over and over again. You pay 6% interest to borrow the money and the bank makes 6% interest, not just you but on many others who will borrow from your down payment and monthly payments coming in for years to come.

What if you were the banker? What if you could recapture some of that interest going out to the bankers and put it in your pocket instead of his? This process called “recapturing” is a critical part of designing your own banking system.

Here are some of the important lessons from the banker’s point of view.

1.    Successful Bankers don’t risk their money
2.    Successful Bankers don’t break the rules
3.    Successful Bankers don’t invest
4.    Successful Banker maintain control
5.    Successful bankers profit from cash flow
6.    Successful Bankers are the last ones in and the first ones out
7.    Successful Bankers maintain control
8.    Did we mention successful Bankers maintain control?

How much control do you have on your finances? Want to learn more? Join us in one of our many wealth coaching programs and start building financial freedom by learning how to think, act, and profit like a banker!

Have a prosperous day!

Gabby Huguenin
Wealth Coach
CEO Wealth Classes Coaching, LLC
www.WealthClassesCoaching.com
888.888.3612



How to Form a Wealth Building Team & Reduce Taxes

Monday, August 31, 2009 by Gabby Huguenin
As the economy evolves, our wealth building and tax saving strategies evolve. That's why I would like to introduce you to some of my millionaire friends. I have formed a team of like minded, very smart, high integrity people who are willing to share their insights on wealth building with my students.

Building financial wealth never happens one person at a time. I always say, "Teamwork makes the dream work!"  I'm very excited about some of the changes we've recently made to our wealth coaching programs. Now you will have more opportunities to interact with highly successful people to hear their "secrets of success."

Every week we bring in money experts, millionaires, and business experts for you to listen to and learn from in the comfort of your own home. You'll be able to ask questions, solve problems and find ways to capitalize on financial opportunities when you join one of our coaching programs.

Kiplinger's Personal Finance or Wealth Coaching

Kiplinger's Personal Finance magazine had a great article in it recently about how to repair, rebuild and retire. It emphasized the importance of acting today, no more delay, regardless of your age. It very nicely broke down some basic action steps for various age groups who are planning for retirement. Good stuff. Get the mag, read it.

They also gave some great advice on various ways to maximize your life insurance benefits, how to start your own charity, how to find better money-market funds, and of course, a great article titled "6 Ways to Fend off Debt Collectors.

I encourage you to read magazines and books, listen to Cd's and watch financial education videos. Yes, do it every day! But the missing element in most of the financial media content out there is the team.

For less than the cost of a cup of coffee at Starbucks each day, Wealth Classes Coaching can show you how to put together a wealth building team that will teach you, challenge you, and support you to do more than just read and listen. But! You don't have to give up Starbucks to start creating wealth! We teach you how to build wealth with what you already have.

Here is some of what you'll learn in our wealth coaching program:


    * Eliminate debt FOREVER
    * Make your assets practically bullet-proof
    * Plan for yours – and your loved ones – long-term wealth
    * How to raise OPM
    * Find and master your sales skills
    * Profit from family members (legally & morally….!)
    * Plan for retirement (or the next phase….)

This 52 week program is not for everyone. If you are happy with your income, your security, your retirement plan and you have all the money you need then good for yo. If you want to go beyond reading, listening, and talking about wealth and just want to start making extra money and enjoying life, then commit (either with me or anyone!) to learning more and taking wealth building action steps!

Have a prosperous day!

Gabby Huguenin
Wealth Coach
CEO Wealth Classes Coaching, LLC
www.WealthClassesCoaching.com
888.888.3612

P.S. Total financial freedom doesn't have to be hard but it does take a little effort. But we've made it a lot easier with weekly classes, one on one wealth coaching and all kinds of audios, videos, and books to help you create your wealth building action plan. Have a question? Call me!

Saving Tax Money in a Flat World

Saturday, August 29, 2009 by Gabby Huguenin
Until someone actually proved the world was not flat, you would have been considered totally crazy to think otherwise. Until someone proved that turning hot water into steam could run powerful steam engines and change the world of transportation you would have been considered a lunatic to think that a person could travel from city to city in minutes or hours instead of days or weeks.

And…until someone proved that you, yes you, can set up your own banking system and make money 24/7 with lower risk and consistent returns, just like a banker does, you would say this is just foolishness. But building financial freedom often requires a new way of thinking.

Tax Savings & Wealth Building Ideas

What once seemed impossible is now completely plausible, only if, you can make a paradigm shift, or a significant change in your point of view. If there is any area of resistance to the concept of wealth building it is usually in the the area of judgment.  To make extra money, generate new revenue streams, and build lifelong wealth, I ask you to suspend your judgments of things you know little about... like banking.

#1 Wealth Coach
To become your #1 wealth coach and a trusted adviser I must ask you to withhold your negative, “Yeahbut” thoughts until you learn how the Infinite Banking System works. I ask you to consider that the world may no longer be flat and that anyone can learn how to think, act and profit, like a banker!

If the hair on the back of your neck is standing up because of this radical thinking, that’s just fine by us. Resistance is natural and sometimes the most difficult thing to change on this earth is our… mind. We’ve been teaching thousands of people how to think, act, and profit like a banker for some time now and the first thing our students expect is that they are about to hear a laundry list of things they can no longer do or spend money on. Nothing could be further from the truth.

Wealth Classes Coaching Doesn't Require a Lifestyle Change
Our approach to building wealth is not like going on a weight loss diet. We’re not going to put you on a restrictive menu and tell you to stop doing this or stop buying that. In fact we’re not going to suggest you do anything different with your lifestyle. Building wealth comes from utilizing what you already have in more efficient and effective ways.

In our detailed wealth building  courses, you are going to hear some things you’ve never heard before AND… there are a few other things you will NOT hear that you may be expecting. Such as:

1.    Cut up your credit cards and pay cash
2.    Buy term life insurance and diligently invest the difference
3.    Pay down the mortgage on your house as quickly as you can
4.    Maximize your 401k and retire rich
5.    Take time to find the lowest interest rates on loans
6.    Remember, you must take higher risks to get higher returns

The reason you won’t hear any of those comments is because those strategies, though well intentioned, do not create wealth. It might make you feel good to pay cash for a new purchase, you’ll feel good knowing your mortgage is paid off, and you may feel a little emboldened after you negotiated another point off of that new car loan but these are all just emotional reactions to unemotional topics.

Tax Savings and More
I'm in the process of writing a book on reducing taxes and building wealth but everything I know about cutting taxes and building financial freedom is built on a foundation of systems, process, and strategy. Some of the steps you take in our wealth training coaching may or may not make you feel good but we’ve done the math, we’ve done the research, and we know that they work. You might feel good seeing your 401k or your home equity grow but can you use those assets? Can you leverage the value of your 401k into even more wealth? Can the equity in your home do you any good unless you borrow against it or sell your home?

So, I challenge you for today, suspend your old thinking and put some new information into your brain. The world is no longer flat and it is possible that you can learn to think, act, and profit like a banker. Sign up for one of our free workshops or teleclasses or consider joining one of our wealth coaching programs. Learn more at www.WealthClassesCoaching.com.

Have a prosperous day!

Gabby Huguenin
Wealth Coach
CEO Wealth Classes Coaching, LLC
www.WealthClassesCoaching.com
888.888.3612

P.S. Whether it's an online investment class, a wealth seminar California style or just a quick phone call, we have a wide variety of wealth training programs to fit any lifestyle and any budget.

Are you an Active or Passive Investor? Are you Sure?

Friday, August 21, 2009 by Gabby Huguenin
An ACTIVE investor is someone that jumps out of bed every morning, excited about making multi-million dollar deals. She has no problems signing her name to a multi-million loan, risking the bank, and doing whatever it takes to make deals happen.

A PASSIVE investor on the other hand is someone that wants to enjoy life. He wants to travel the world and explore. She wants to be wealthy so that he or she can be sitting on a beach in Hawaii and totally enjoying her life.

Rich as Donald Trump
A PASSIVE investor may not care to be as rich as Donald Trump but she wants to be wealthy enough not to have to worry about bills or dealing with a boss or a job or a daily commute to the office. Sounds pretty clear, right? Maybe.

It might seem like a difficult thing to decide whether you want to be ACTIVE or PASSIVE. We found many people almost “brainwashed” into being ACTIVE when subconsciously they want to be PASSIVE investors. We all see the infomercials and other marketing gurus and we feel compelled to go in that direction. But many people simply do not know all the requirements of being an active investor.

Real Estate Investing - Easy Money?

Jumping into real estate investing and becoming a landlord to a handful of tenants doesn't sound that tough but it is very far from PASSIVE investing. On the other hand, PASSIVE investing, when done properly, still requires some effort. The effort to explore, analyze, and dissect the business or investment opportunity requires time, energy, and yes, even money before the fruits of PASSIVE investing come to fruition. There is always some investment required for a return.

Deciding whether or not you want to be an ACTIVE or PASSIVE investor should not take place in a vacuum. You don't finish reading my little blog post here and decide one way or another. Due diligence is required on yourself! Learning how you like to invest, what you like to do with your time and where your passion lies will help you make the right decision for ACTIVE or PASSIVE approaches to investing.

You - As an Investment Tool
One of the tools we use to help our clients decide their investment style is a personality profile. I can't go into too much detail here but each and every one of us has strengths, weaknesses, and very predictable tendencies we use to solve problems, make decisions, and organize our life. Once you are clear about how those unconscious or conscious actions occur, you can more easily identify which approach to business or investing is most likely to work for you.

Wealth Training - One Phone Call Away
Whether you are planning for retirement, just looking to capitalize on tax savings interest or searching for total financial freedom, you might enjoy joining our Connector Program. It's an entry level wealth coaching program that teaches you the fundamentals of finance, investing, and all aspects of creating wealth.

So, before you decide to become a PASSIVE or an ACTIVE investor, give me a call or drop me a note!

Have a prosperous day.

Gabby Huguenin
Wealth Coach
Wealth Classes Coaching, LLC
www.WealthClassesCoaching.com
888-888-3612

P.S. Whether you are planning for retirement, looking at saving tax money, or just trying to create a plan for total financial freedom, call me! There is no charge for your initial consultation. For more wealth building tips, visit my business partner's blog, www.GeorgeAntoneBlog.com.


Where do you Learn About Wealth Building?

Wednesday, August 12, 2009 by Gabby Huguenin
I love wealth coaching. I truly enjoy helping people on their path to building total financial freedom. Yet, although I am very passionate about the power of our wealth coaching process, I recognize there are many ways to build lifelong wealth. For example, Money magazine, www.CNNMoney.com had a great article recently about the 7 New Rules of Financial Security. The article was good and probably helpful to many readers.

Entrepreneur Magazine had some great articles on marketing tactics, the impact of the stimulus plan, how Firewire Surfboards has reshaped an industry, and a few tips on whether or not to expand your franchise from one location to many. All good stuff but… pretty broad.

One of the things I believe is very important to building financial wealth is creating a team of people around you that can help you create wealth within your specific and unique situation.

Look for a combination of people that are able to:
  • Support You -  in getting solid information and giving feedback
  • Provide You - money making ideas (earlier than magazines do :-) )
  • Share With You Practical Experience – creative and practical financial tactics that are being used by real people that you know and trust
  • Guide You – with their specialized training, experience, and expertise– words to the wise from a variety of financial experts that can give advice and guidance without trying to sell you something you don’t need
Some other ways to get the financial education tools and resources you need are online investment classes, financial webinars, financial teleclasses, wealth classes, and one on one wealth coaches. It doesn’t matter which wealth building strategy you choose, the fact is the only one that will work is the one you will stick with!

Loral Langemeier, Bill Bartmann, Joe Vitale, Dr. John Demartini

My friend Lance Hood of www.TheGreatestLivingSuccessCoaches.com has done a marvelous job of bringing together some amazing talent for his wealth building course called The Greatest Living Success Coaches. I will be one of his featured speakers, speaking to a very large audience of his in a teleclass later this week. I am honored to be in the presence of fellow presenters such as Loral Langemeier, Bill Bartmann, Joe Vitale, Dr. John Demartini, Alex Mandossian, Les Brown, and many others. It’s important to keep in mind that when it comes to financial success we truly are a reflection of the company we keep.

Wealth Building Tips
I challenge you to take one or two action steps toward establishing a wealth plan – TODAY! Reading financial magazines, taking wealth classes, signing up for one of our wealth coaching programs are all great ideas but figure out what works for you and get started.

We offer free classes, one on one coaching, financial webinars and the works. If you are at a higher level of investing and business building and would like to learn more about our “think-tank” mastermind styled approach to building wealth, ask about our Legacy Wealth Group.

This is the day. Let’s get started!

Have a prosperous day.

Gabby Huguenin
Wealth Coach
Wealth Classes Coaching, LLC
www.WealthClassesCoaching.com
888-888-3612

Budgeting Points to Remember - Get Started With 1%!

Thursday, August 6, 2009 by Gabby Huguenin
In reviewing some of my past coaching calls I ran across the timely topic of budgeting. Here are the highlights from some of my notes I shared on that night's call.

Very simply put the goal is to learn to live on 90% of your income. My goal isn’t to encourage you to have a budget that you’re enslaved to but to use a budget or financial forecasting as a TOOL to free you up mentally to focus on what is most important. And, what is most important is generating more income, right?

We generate more of what we focus on so if you only focus on a budget, restrictions, or debt you create more of that. It's like the kid running into your newly carpeted living room with a tall glass of chocolate milk and you shout out, "Don't spill that!" Guess what, he spills it.


Budgeting Points to Remember

-  You need a bookkeeping system in your life that works for you – learn how and stay committed to staying reconciled monthly with little on going effort. You’ll need to assign or delegate the tasks that must happen on monthly basis to stay on track to someone else who will do them if you will not.

-  In the process of creating wealth, remember, it matters not how much you make only how well your accounts are managed in alignment with the way you want it done.

-  People say that savings is one of the things that they’d like more of but if you truly look at results savings is typically just delayed spending.

I would encourage you to track 1% of your income and invest it into three categories:
1.    Build up an emergency fund with 20% of it
2.    Build up what I call a “fun fund” or splurge account with 20% of it
3.    Take the remaining of the 1% and put it into long-term investments for the remaining 60%

When you Track Your Income you Control it
What are some of the ways you can track your income to find the 1% of your income that you are possibly wasting at this time?

1.    Online banking
2.    Download statements and reconcile monthly
3.    Keep a running tally of your monthly deposits
4.    Track who, what, when, where, and how much for tax purposes

Get things set on auto pilot – i.e. when you find 1% of your income that can go towards the emergency, fun fund, and long-term investments make sure its automatically deposited to where you want it to go. Aligning it possibly with a self directed IRA ROTH will potentially grow that long term investment account tax free.

Anddddd... learn more about Checkbook Controlled IRAs and how they fit into the design of your own banking system. Take one of our classes on setting up your own banking system and take total control of your financial life.

Have a prosperous day!

Gabby Huguenin
Wealth Coach
CEO Wealth Classes Coachng, LLC
www.WealthClassesCoaching.com
888-888-3612

P.S. If you are planning for retirement, looking at saving tax money, or just trying to create a plan for total financial freedom, call me! There is no charge for your initial consultation.

7 Tax Saving, Money Making Tips You can use Today - Put $5,700 Back in Your Pocket

Wednesday, August 5, 2009 by Gabby Huguenin
My friend Lance Hood is putting together a large group of authors, speakers, and experts on everything related to creating wealth for a FREE online teleclass series. He asked me to produce a quick video overview of what I will be speaking on. After I finished the video for his promotional purposes I took the same wealth building ideas I talked about in that video and put them into this Podcast.

There are seven tax-saving, money making ideas in this Podcast and you'll even find ways to put your little ones on the payroll. In 2009 you can pay your children $5,700. That's one way to shift some income and lower your tax liability. Of course, I'm speaking in general terms so always check with your tax professional regarding your unique situation.




With 65% of you money flying out of your pocket in taxes and interest you need to learn to use dividend paying life insurance policies to create a tax advantaged environment. If you want to begin building lifelong wealth two of the most powerful tools to do so are real estate and specific types of insurance policies. The cash surrender value in the right type of policy is fundamental to the structure of the banking system that we teach our clients to set up. Check out this Podcast to hear seven wealth building ideas so you can start creating your own wealth building program.

Have a prosperous day!

Gabby Huguenin
Wealth Coach
CEO Wealth Classes Coaching, LLC
www.WealthClassesCoaching.com
888-888-3612

By the way, if you are facing some tax challenges, cash flow issues, or need a solid asset protection strategy, there is no charge to give me a call!


Beat the Strife of Life & the Stress of This Mess (With a Wealth Plan)

Sunday, August 2, 2009 by Gabby Huguenin
What do reducing taxes, creating wealth, and accountability contracts have to do with retiring wealthy? Wait a minute, you don't know what an accountability contract is? In this Podcast we give a little more than your typical listing of wealth building tips. Accountability contracts are part of our wealth building program. If you are ready to Turn Your BURN into an EARN you'll enjoy this Podcast! If your through being stuck in the past and you're ready for something different, then take one of our free course, a teleclass, a paid coaching program or just give my last Podcast an ear.

What I'm talking about is how to take the things that are causing you strife and stress and turn it into a blessing of overflowing cash! If you've been burned in the market or your business or you're just a little hot under the collar because of the economy these days, cool your jets and listen to learn.




Financial Education Tools
Whether you are planning for retirement or just planning on having a little more fun in your life, building financial freedom starts with a plan. Everything we do is about creating the tools you need to save tax money, create multiple streams of income and generate wealth building strategies that give you the freedom and cash flow you've been dreaming of. The first tool we work on is that one between your ears. :-)

Have a prosperous day!

Gabby Huguenin
Wealth Coach
CEO Wealth Classes Coaching, LLC
888-888-3612

Don't forget, we've built our reputation on teaching wealth principles that will work for almost anyone willing to learn and take action! Find out when our next wealth building workshop is at www.WealthClasses.com.


Turn Your Burn into an EARN! - Got Burned in the Market? Now What?

Friday, July 31, 2009 by Gabby Huguenin
Flip on CNN and there’s good news about the economy then bad news about the economy. Creating wealth doesn’t depend on good news or bad news. It DOES depend on good thinking and bad thinking. Good thinking- “Hey, there’s a recession going on, I’m going see this as ‘recess’ and make the best of it!” Bad thinking- “Gee, I lost a ton of money in the market. I’m going to fire my broker/financial advisor/tax planner and do nothing at all.” 

Let’s all Calm Down
When the universe hands you a bucket of lemons go make some lemonade right?  Listen to this Podcast I just did because you will learn something about getting control of your finances, REGARDLESS of how bad or good your situation might be right now. Now it’s time to Turn Your Burn into an EARN! That’s the clever title of today’s Podcast.

TURN YOUR BURN INTO AN EARN!




If we give in to the group think and allow the negativity of the media to control our minds, we’re sunk. A better way to view this economy is to take control of what we DO have. There is no benefit in placing blame on anyone or anything at this point.

It’s Time to get Moving.
This is the time to create a Tax Advantaged Environment. You will ultimately find financial freedom in that environment when you incorporate these four components into your wealth building strategy.
  • Entity Structuring
  • Checkbook Controlled IRAs
  • The Banking System
  • Elite Family of Trusts
Now is the time to reorganize your financial life so you keep what you have while you create a long-term financial plan to make more. This is not the time to get paranoid, freeze everything and pull into your shell. That’s financial suicide. Yes, it’s time to be very smart, careful, and methodical but it is not time for prosperity paralysis!

Have a prosperous day!


Gabby Huguenin
Wealth Coach
CEO Wealth Classes Coaching, LLC

888-888-3612

Learn more about our wealth building programs. Whether you make $1,000 a month or $100,000 a month, we have a financial education program you can use to start building lifelong wealth. Visit my coaching site at www.WealthClassesCoaching.com or just call me!

Five Top Mistakes That Made Phil a Millionaire - Wealth Building Tips You can Use!

Saturday, July 25, 2009 by Gabby Huguenin

We all make Mistakes, but...

The difference is, Phillip Brothers, President & CEO of Pacific West Vending, LLC and AdzSpin, LLC Learned from them. In fact, he learned so much he became a millionaire in the process.

How many mistakes do you make over and over and over? If it’s over and over and over, they don’t sound like mistakes, they sound like torture!

During a recent wealth coaching call I did in our weekly Connector Program, I interviewed the millionaire Phillip Brothers about his success in business and what it takes to achieve financial freedom.

Make Millions of Dollars or Millions of Mistakes
Here are the Top Five Mistakes Phillip made and learned from to achieve success. Put yourself in Phillip’s shoes. Whether you are starting a business, investing in real estate, or just trying to be a better money manager in your family, making mistakes in the process of building lifelong wealth is a good thing…

AS LONG AS WE LEARN FROM THE MISTAKES
AND DON’T REPEAT THEM!

Phillip’s Top Five Mistakes That Helped Make Him a Millionaire

5. Going Solo  -  In the past, I tried to do everything on my own. Doesn’t work that well! Now I recognize the power of the team. Creating wealth and opportunity is always better (and more fun) with a team.

4. Raising Money – In the past, I failed to raise enough money and in my enthusiasm got a little too far down the road and ran short on cash. Today, my rule is raise twice as much money as you think you need!

3. The Smartest Guy on the Team is me – Not so smart. Always find people that are smarter then you. Find people to fill in your gaps, your weaknesses. And if you choose the wrong people, do both of you a favor and let them go. The business won’t achieve its potential without the right people.

2. Shotgun Weddings – Just like getting married, a business is a long-term commitment. The shotgun approach to business seldom works out well. Do the planning before you start. The more detailed the better. That detailed road map will come in handy when you find yourself in the blur of business growth and/or chaos and you’re not sure which way to go. Your plan is your compass. Don’t leave home without it.

1. Forgot to sell Something – Never ever forget that nothing happens until a sale is made. It doesn’t matter what your business is, you must be selling all the time. Get caught up in the wrong things and forget you have a responsibility to generate new business and you’re history. Don’t leave  the big job of selling up to someone else when you launch your business. 

Bonus Blunder!

Put Pain on the Brain - Here's one more mistake that's so easy to make.  Make sure your product is solving a true pain point for your customer. If you can’t identify the pain point, you can’t sell your product. Take care of the pain and you take care of your customer.

That was a great call and thank you Phillip Brothers for joining us!

Get Wealth Building Strategy Help

If you would like to learn how you can be a part of our amazing wealth classes that teach indisputable wealth principles, visit my website at www.WealthClassesCoaching.com and sign up. We offer a wide range of wealth building programs from free financial webinars and teleclasses to paid, one-on-one wealth coaching.

Remember Phillip's Mistake Number 5... Going Solo? You won't be saving tax money, you won't be creating total financial freedom and you won't be having much fun if you try to create wealth by yourself. Give me a call or drop me a note!

Have a prosperous day!

Gabby Huguenin
Wealth Coach
CEO Wealth Classes Coaching, LLC
www.WealthClassesCoaching.com
888-888-3612

Financial Freedom from $5,000? A Wealth Building Tip You Can Use Today

Wednesday, July 22, 2009 by Gabby Huguenin
There is a story that’s been told of the first European sailors to approach a small little tropical island where the natives had inhabited the island for hundreds of years, unexposed to the changes in other parts of the world. The sailors came across the blue waters on the wide open horizon where their presence must have been so obvious.


You would think that the massive wooden ships with their tall masts and billowing sails must have been so easy to see that it should have caused quite a stirring among the island’s natives. Yet, the islanders had never been exposed to anything like this before. They had never seen a large sailing ship or any vessel of this size in their lives.

Amazingly, the islanders honestly could not see the ships sitting on the horizon. The visual produced by something so new, so unusual, had no frame of reference and for that reason, the islanders did not see what you might have thought was so obvious. 

Wealth Building Guide
So now, I ask you this. As we show you financial tools, techniques, systems and concepts that are so new, so far from your frame of reference that you might not believe them to be possible, will you please remember the islanders. What we are going to show you is real. It is possible. And it can greatly enhance your life, if and only if, you are willing to see it! The Infinite Wealth System is built in part on your understanding of basic banking principles. Making extra money is nice, creating wealth is wonderful. Let's talk about building lifelong wealth.

Beware Financial Advisors - TV Style
There’s a financial guru on TV who is quite quick to tell people that if you have an extra $5,000 in cash to invest, that you should put it into the bond market. This is a perfect example of allowing the tail to wag the dog. If you see investing as a separate and stand alone system, without integrating the other wealth building systems, you are about to lose $34,500.

Why? Because a typical American family making $100,000 a year pays out over one third of their income in interest payments to a variety of lenders! The financial advisor that focuses on your $5,000 (and sometimes, her commission to invest it) is missing the opportunity to recapture the $34,500 going down the drain in interest payments.  Please make note of the wealth building term called - Recapture. You'll need to understand it well to begin building financial freedom.

Focus on $5,000 or $34,500
With a properly structured financing system, the $5,000 you worked hard to save can be used to recapture part or all of the $34,500 flying out the window to hungry lenders. The financial advisor says, “Invest in bonds. They're low risk and will return 2.78% this year and they’re guaranteed!”  Whoop-tee-doo! 

On the other hand, with you, as the proud owner of your own banking system calling the shots, you could possibly keep, 30, 50, 80% or more of that $34,500. That’s more like $9,000, $17,000, or $24,000 back in your pocket instead of $5-6,000. But, like the natives on the island, you might not even be able see this yet. Are you still thinking about the $5,000 to invest or the $34,500 you should simply keep?

Financial Webinars & Wealth Seminar California Style
To shift you're thinking from investing to wealth creation you will have to begin a wealth training program to undo your old ways of thinking. Check my blog again soon and we'll talk more about the banking concepts the wealthy use in building lifelong wealth.

To learn more, join us this Friday as we begin our first ever online Infinite Wealth System workshop.

Have a prosperous day!

Gabby Huguenin,
Wealth Coach
CEO Wealth Classes Coaching, LLC
www.WealthClassesCoaching.com
888-888-3612

Two Top Wealth Building Programs Reviewed

Friday, July 17, 2009 by Gabby Huguenin
On my website I have this quote:

"Humans make mistakes. That's one of the things
we do VERY well – without help of any kind."

In our struggle to uncover all the ways of making extra money there is never total financial freedom by going solo. Wealth building programs should be designed to help eliminate mistakes. That's what I focus on in our two prime coaching programs.

Financial mistakes carry big price tags.
The reverse is also true. Building financial freedom with a strong wealth building strategy is going to create some big rewards. Listen to this Podcast and learn how to stop leaving your financial success to chance.



Our two top wealth building programs for doctors, chiropractors, dentists and others in medical or medical related industries are the Renovator Program and the Perfector Program. If you are paying too much in taxes or just can't seem to find the time to create a long-term financial plan then make sure you listen to this Podcast!

In this Podcast we talk about Tax Advantaged Environments and the four keys to creating them. The four keys are:

1. Entity Structuring
2. Checkbook Controlled IRAs
3. The Banking System
4. Elite Family of Trusts

Financial success means different things to different people. What does financial success mean to you? What will that look like in 5 years? In 10? Building wealth is a team sport. Our team consists of accredited investors, certified master coaches, certified credentialed professionals such as CPA's, attorneys, and other GET-IT-DONE team members.

Contact us for a FREE STRATEGY SESSION and find out how to develop a wealth training and wealth creation strategy that will save you taxes and increase your revenues.

Have a prosperous day!

Gabby Huguenin
Wealth Coach
CEO Wealth Classes Coaching, LLC
888-888-3612

P.S. Don't miss our first ever, full blown online wealth building program starting July 24th.

Financial Crisis Fuels Wealth Building Workshop - News Release

Wednesday, July 15, 2009 by News Releases
News Release
Wealth Classes.com Brings Financial Solutions to Unemployed and Underpaid.

Students learn to eliminate debt fast, make extra cash and
build lifelong wealth in online workshop.

San Jose, CA (July 15, 2009) www.WealthBuildingDNA.com 
“The urgency people feel to get a handle on their finances is at an all time high. Fortunately, we have immediate solutions for those wanting more cash flow, lower taxes, and long-term wealth building strategies they can start on today,” says Gabby Huguenin, wealth coach, tax expert, and CEO of Wealth Classes Coaching, LLC. Huguenin is known for her skill at helping clients create long-term wealth strategies while dramatically reducing their tax liabilities. Her strategies have saved her clients over 14 million dollars in taxes in the last few years.

There really are secrets to creating wealth. The banking industry has been using them for centuries and Gabby Huguenin and her business partner, George Antone have been studying them and teaching these skills to students for years. For the first time ever, the highlights of their Infinite Wealth Building system will be presented live, via the Internet for this ground breaking workshop.

Huguenin says, “People are anxious to get out of debt and start making extra money and they don’t want to compromise their lifestyle. By putting the Infinite Wealth System in a webinar format we can now reach more people, save students money on air fare and hotel costs and deliver a very powerful and inspiring program that everyone in America could use right now!”

Students of the Infinite Wealth System workshop walk away with a full set of new wealth-building tools and skills.

Participants will complete a personalized wealth-implementation plan that includes steps necessary to:


•    Get rid of debt quickly without having to cut back lifestyle
•    Establish legal structures so that no one can threaten your wealth
•    Bounce back from a job loss with fresh money making strategies
•    Eliminate fear of losing retirement funds
•    Increase net worth to seven figures
•    End dependence on the economy and your employer
•    Establish an automatic passive income system
•    Utilize little-known tax-cutting strategies to save thousands
•    Enjoy life, take vacations and don’t compromise lifestyle
•    Create a realistic and exciting retirement plan
•    Generate a wealth building plan for total financial freedom
•    Start thinking, acting, and profiting like a banker

WealthClasses.com in conjunction with WealthClassesCoaching.com is offering this workshop for the first time in an online format. The Infinite Wealth System workshop does not require real estate investment, a high net worth, or an extensive investment portfolio of stocks and bonds. It simply requires a willingness to let go of old financial thinking that doesn’t work. The Infinite Wealth system does not force one to change their lifestyle or live uncomfortably frugal to work.

This is the first time the complete program has ever been offered online and reservations are required. Wealth Classes is focused on financial education as the best way to create wealth. This workshop is designed to give students the knowledge, tools, and resources needed to create lasting wealth.

Who should attend this workshop?
•    Doctors
•    Lawyers
•    Medical professionals
•    Chiropractors
•    Dentists
•    Entrepreneurs
•    Fortune 500 Executives
•    People searching for work
•    People planning for retirement
•    Accountants/CPAs/Bookkeepers
•    Anyone desiring to create long-term wealth

Learn more about Gabby Huguenin, her wealth coaching, services, and what happens at this workshop at www.WealthBuildingDNA.com. The Infinite Wealth System Workshop begins July 24, 2009. Reservations are required. Call 888-888-3612 or visit www.InfiniteWealthSystem.com for reservations.
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For interviews or more information contact Steve Dahl at 760-804-6271.

For information on wealth coaching programs, online investment classes, wealth building tips and other wealth building ideas, visit www.WealthClassesCoaching.com

MAJOR ANNOUNCEMENT - Infinite Wealth System goes Online July 24

Thursday, July 2, 2009 by Gabby Huguenin
I am so excited to make this announcement! The highly successful Infinite Wealth System workshops have helped thousands learn the power of having a solid wealth building strategy. And now, we're taking this powerful wealth building program online starting July 24th. Register now.

No Air Fare, No Hotel Costs, No Hassles
If you have lost your job, need some making-extra-money-ideas, or just want to grow and secure your financial future, the proprietary money making content we've created is now going online! You do not have to fly, book a hotel room, or do anything beyond log on and profit from this powerful information in the comfort of your own home.
 

Don't Change Your Lifestyle to Create Wealth
You don't have to get an extra job, you don't have to change your lifestyle, you just need to know the secrets of thinking like a banker, automating your wealth building systems and learn a powerful debt management system.

Saved $14,000,000 in Taxes
My tax management system has saved my clients millions in unnecessary taxes. Watch this week's Podcast below for details on how to start building lifelong wealth with wealth principles you've never heard before. Register now.

This online money making workshop is full of wealth building tips, unusual wealth principles and rich with the wisdom of world-class wealth coaches. Put your financial future first and join us. It starts Friday July 24!

Topics in the Workshop Include
Taking control of your time, taking control of your money, taking control of your future and... saving tax money, online investment classes, planning your retirement, how to get out of debt, setting up your own banking system, a powerful investing system, and building lifelong wealth with the legacy system.

Other Wealth Coaches Can't Compete
You won't learn these tactics from UBS, Smith Barney, Suze Orman, Loral Langemeier, the Bank of America or Robert Kiyosaki. The only place to learn the process of building financial freedom automatically and WITHOUT changing your lifestyle is in this online workshop with George Antone and Gabby Huguenin.

Have a prosperous day!

Gabby Huguenin
Wealth Coach
CEO, Wealth Classes Coaching, LLC
888-888-3612

FAQ - How do I Create My Own Economy? Another Podcast With Gabby!

Saturday, June 20, 2009 by Wealth BUilding DNA FAQ
Why be the victim of the national economy when you can CREATE YOUR OWN ECONOMY? Online investment classes are great. Books on wealth building strategy are important but the most important thing you can do is learn how to re-capture some of that money going out of your pocket to everyone else's in the form of interest and taxes. Over 60% of  your money is going out the door as we speak! You have to work over half the year just to pay your taxes (if you're like most Americans).

You stop the bleeding by learning how to Create  Your Own Economy. Sounds strange but as a wealth building strategy it's very powerful. Listen to this brief Podcast and see how to get started!



An economy is a system of production, distribution and consumption. When you have your own economy you are able to produce, distribute and consume how you want. So you are never a victim of the national economy again. Who wants to work 40 years and still have to go get a retirement job? 

When you know how to use a financing system like this, you can literally create your own economy. Let me know what you think!

Please leave me a comment or a question on anything to do with our wealth building programs, a retirement planning problem you're having or anything to do with making money and creating wealth.

Have a prosperous day!


Gabby
Ask for a FREE wealth coaching call! Sign up for our free wealth classes!

Dentists Fills Financial Knowledge Cavity With Gold

Friday, June 12, 2009 by Client Comments
Dr. Heather Scorza can fill a cavity, pull a tooth or cap that chip faster than anyone but what they didn't teach her in dental school was how to create wealth or manage money. That's why she's now a graduate of the Infinite Wealth System workshop!

Now she knows how to eliminate debt fast and make extra money safely. She came to our wealth seminar California style and learned that unlike online investment classes, planning your retirement is not as simple as yanking a molar or two! (not that that's really all that simple either :-) ) 

Wealth building tips can be found all over the Internet but effective wealth building strategies often require a coach approach.  That's what I do.

See what my good dental friend has to say about our Infinite Wealth System workshops!






I work with the best minds in the wealth building business and we provide powerful tools that YOU can use on your own, as you like, and when you are ready. We are all about bringing wealth training to you in a manner that works for your lifestyle and skill level.

Whether it's online wealth building courses, live financial workshops, free money making Podcasts or any of our wealth building programs, we'll find a way to teach you how to start thinking, acting, and profiting like a banker.

Call 888-888-3612 to schedule a FREE no obligation consultation.
And... if you have a tooth ache, call Dr. Heather Scorza!

Have a prosperous day!

Gabby


Free Financial Workshop Destroys Traditional Wealth Building Strategies

Monday, June 8, 2009 by News Releases

To: All Media
From: Wealth Classes Coaching, LLC
Re: Infinite Wealth System Workshop, June 12-14, 2009
Contact: Steve Dahl 760-804-6271


Free Financial Workshop Destroys Traditional Wealth Building Strategies

Wealth Classes.com Offers Financial Solutions in San Jose, June 12-14
Students learn to pay off debt fast, make extra money and build long-term wealth in unique workshop.

San Jose, CA (June 5, 2009) www.InfiniteWealthSystem.com  “We have finally cracked the code for building wealth on autopilot and now people can do it without buying real estate or rolling the dice in the crazy stock market,” says Gabby Huguenin, CEO of Wealth Classes Coaching, LLC. The long-guarded secrets of creating wealth, the way the banking industry does, will be presented by Gabby and her team of financial experts in the company’s upcoming three-day educational wealth-building workshop. The “Infinite Wealth System” takes place at the Doubletree Hotel at 2050 Gateway Place in San Jose, CA June 12 – 14. “We’re teaching people how to get out of debt fast, make extra money, without having to compromise their lifestyle.” 

In an effort to help people make more money and deal with the financial stress of today’s economy, WealthClasses.com in conjunction with WealthClassesCoaching.com is offering this workshop to a limited number of attendees at no charge. The Infinite Wealth System workshop does not require real estate investment, a high net worth, or even an extensive portfolio of stocks and bonds. All it requires is a willingness to let go of old financial thinking that doesn’t work. Most importantly, the Infinite Wealth system does not force one to change their lifestyle or live uncomfortably frugal to work.

Students of the Infinite Wealth System workshop walk away with a full set of new wealth-building tools and skills. Participants will complete a personalized wealth-implementation plan that includes steps necessary to:

•    Pay off bills fast without making extra payments
•    Establish a protective legal structure so strong no one can threaten your wealth
•    Get rid of debt extremely quickly without having to live frugally
•    Bounce back from losing jobs with innovative money making strategies
•    Eliminate worry about losing retirement funds
•    Stop increasing debt and start building true wealth
•    Increase net worth to seven figures
•    End dependence on the economy and create your OWN economy
•    Establish an endless loop of passive income
•    Implement little-known tax-cutting strategies to save thousands
•    Take vacations, enjoy life and never compromise your lifestyle


George Antone, President of Wealth Classes, Inc. says “It’s a totally new world right now with this wild economy and if you don’t have this new information you are not only missing great financial opportunity you are risking what you already have.” This is the first time the program has ever been offered for free so early reservations are required. Visit www.InfiniteWealthSystem.com or call 888-888-3612. You can hear comments from previous students on the website.

Wealth Classes is focused on financial education as the best way to create wealth. There is no pressure from any speakers to buy their next seminar or any products. This workshop is designed to give students the knowledge, the tools, and the resources needed to create wealth.

Gabby Huguenin recently launched her blog and is sharing more details about the process of wealth coaching, what happens at this workshop and new strategies to bring clients to higher levels of financial success at www.WealthBuildingDNA.com. “We’re out to destroy traditional wealth building strategies that are out of date!” says Huguenin.

The Infinite Wealth System Workshop – June 12 through 14 at the Double Tree hotel on Gateway Place in San Jose, CA. Reservations are required. Call 888-888-3612 or visit www.InfiniteWealthSystem.com for reservations. The workshop will cost you nothing but the opportunity is… Priceless!
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For interviews or more information contact Steve Dahl at 760-804-6271.

Today's Your Day for the Biggest RAISE

Thursday, May 21, 2009 by Gabby Huguenin
Have you given yourself the RAISE you deserve yet? Remember, RAISE stands for:
  • R - RESPECT!  Respect your body, your mind, and your money
  • A - ASSETS!  Learn what real assets are and why you must have them
  • I - INITIATIVE!  Get off your fat assets and take action
  • S - SYSTEMATIZE!  Systematize how you save, invest, and earn tax savings
  • E - EMPOWERING!  Empower yourself with knowledge and the right people
E is for EMPOWERING
Today's post is the final element of getting your RAISE. E is for EMPOWERING! Doing all of the above is empowering. If you want to take charge of your financial life you need to learn more to earn more. If you want to give yourself a RAISE then empower yourself with financial learning! Earning is in direct proportion to your learning.

Planning Your Retirement is Empowering
This blog is like a wealth building guide for the wealth hungry! I am often amazed at people that complain about their finances yet refuse to do anything about it. I don't mean go rob a bank, I mean learn about tax savings and making extra money! Learn about wealth building programs that actually teach you how to keep more of what you make!

And... There's a Higher Purpose to Creating Wealth
The more wealth you create the more good you can create. One cannot share from an empty cup so creating wealth is not only important for you and your family but for your entire community. Sharing your wealth, sharing your knowledge, improves the lives of all of us. So, why not do yourself a big financial favor and give yourself a R.A.I.S.E. today!

Wealth Coaches Offer Financial Education Tools That Work
We have wealth coaches across the country who are ready to meet with you to design a specific wealth building strategy. They can offer you wealth building tips, teach you wealth principles, and give you the tools you need for building lifelong wealth. There is no charge or obligation to talk with one today. Drop us a note or give us a call.

And don't forget, we always offer FREE webinars and workshops. Please leave me a comment or give me a call. 888-888-3612.

Have a prosperous and empowered day!

Gabby


Learn more about our individual wealth coaching programs.

Give Yourself a Wealth Building RAISE!

Friday, May 15, 2009 by Gabby Huguenin
Here's the first thing I like to tell my wealth coaching clients. Give yourself a RAISE! Not just any raise but a unique kind of RAISE. Over the next few days I'll tell you more but take a look at what a Wealth Building R.A.I.S.E. really stands for.
  • R - RESPECT!  Respect your body, your mind, and your money
  • A - ASSETS!  Learn what real assets are and why you must have them
  • I - INITIATIVE!  Get off your fat assets and take action
  • S - SYSTEMATIZE!  Systematize how you save, invest, and earn tax savings
  • E - EMPOWERING!  Empower yourself with knowledge and the right people
Building Lifelong Wealth - The First Five Days
I think one of the biggest challenges we sometimes have in our busy world is remembering what we’ve read or learned long enough to put it into action. See if RAISE helps. For the rest of the next five days, give yourself a RAISE!

Start by watching what my wealthy, wise, and wonderful entrepreneurial friend, Jeff Black has to say about creating wealth and the wealth building programs and wealth building classes we offer! I consider Jeff Black's comments a financial education video worth sharing. Let me know your thoughts!

Jeff Black, Founder of Hotels.com & co-founder of Alta Vista


Five Wealth Principles to Use Right Now
These are five key principles you can count on to help change your financial life. The first one is-  R for RESPECT! Respect yourself. Take care of your body, mind and spirit. All the money in the world can’t replace proper self-care.

Respect your money! Keep a close relationship with your money and show it the respect it deserves. Nurture it, protect it, and help it to grow. Like any good relationship if you neglect it, it withers away.

Your Wealth Training Assignment for Today...
So, your assignment for today is to take a very close look at how you show RESPECT in your life. Respect for your health, your family, your boss, your friends, and yes, respect for your money. If you are not feeling 100% respectful about any thing we've touched on here then start building lifelong wealth and change how you show RESPECT in your life, starting right now.

I will share more about giving yourself a RAISE along with other wealth building tips, extra money ideas, saving tax money strategies, and more wealth principles in my next post.

Don't forget, our next Infinite Wealth System workshop is no longer going to cost you hundreds of dollars, in June, it's FREE!  But, you must have a reservation to attend. It's three days of wealth building tips, wealth coaching, and wealth training that you will not find anywhere else. Please join us! And since it's free, it's the first step in learning how to give yourself a RAISE!

Check out the details at www.InfiniteWealthSystem.com.

Have a prosperous day!
Gabby

Planning for Retirement? Ask Gabby about a one on one 1/2 hour free coaching call.